Fingerhut has made shopping much easier and pretty affordable. No doubt, Fingerhut is most preferable when it comes to keeping track of your spending. But Fingerhut is not the only store where you could buy the things on credit and pay them back later in installments. There are various stores like Fingerhut, which does pretty much the same job. So let’s take a tour around these stores to familiarise you with various options that you have when it comes to payment.
Why is Fingerhut So Popular?
Fingerhut is no doubt the first choice when it comes to buying stuff on credit. Fingerhut is the most popular buy now pay the later store, which covers almost all of your shopping needs. Fingerhut also provides a credit card through which you can make your purchases. Once you are eligible to avail of this credit card, you are good to go, continue shopping hassle-free.
One more reason which rules it out from others is its convenient paying methods. You can pay as low as $10 per month till you complete repaying your credit. Isn’t that so cool? There is no burden on us for dealing with heavy installments but this should always in kept in mind that a failure on our part for paying back the amount will lead to serious consequences.
Best Stores Like Fingerhut 2021
Varieties add spice to life and this is pretty obvious when it comes to shopping. Fingerhut is no doubt the most preferred store, but we all like a little variety where we can go and check out the stuff. Who knows maybe we will get something that at the back of our mind we always wanted.
There are many more stores similar to Fingerhut and in this post, we have compiled our resources and brought to your plate some really cool stores which will never disappoint you. Let’s quickly take a look at these shops.
1. The Shopping Channel
Ontario-based TSC or The Shopping Channel boasts that this website has thousands of products and this has everything that you have been looking for. The Shopping Channel happens to be one of the most popular telemarketing shows on Television. So if you happen to come across a product that you like on The Shopping Channel, simply head over to the site and search for the product.
TSC mostly focuses on clothes, fashion jewelry, beauty, home and garden decor, electronics, as well as a few other categories. The Shopping Channel also has its own mobile app for both android and iOS which makes all the shopping experiences even easier.
2. Home Shop Network
Home Shop Network is mentioned just after The Shopping Channel because this store is almost similar to the one we mentioned before. Home Shop Network or HSN is a site that allows buying now and pays later policy in a wide range of products ranging from electronics, pet supplies, clothing, to even home decor. It has everything you need from head to toe, with assured premium quality.
The registration process is simple. You just need to enter your credit details and you are all set to start shopping. Various schemes are running on this store which is worth checking along with its 30 days return policy which makes it even more attractive to shop from.
3. FLEXSHOPPER
This store is famous for its wide range of 85,000 products and its attractive layout. Flexshopper was designed in a way to offer more flexibility in terms of online shopping.
The difference between Flexshopper and other stores like Fingerhut is that you have to apply for the “pay later” service. Once the pay later service is activated, you will be able to purchase on credit. It has categories that include electronics, furniture, jewelry, home décor, musical instruments, and many more.
4. GETTINGTON
Gettington is famous for selling most of the branded products at a cheaper price. The unique thing about this store is that it does not show one of the lowest monthly installments possible but rather shows how much you need to pay if you spend up to a certain amount.
You not only enjoy the lowest rate of interest but also the shipping charges are free on most of its products. But should be kept in mind that payment is strictly made in US dollars.
5. StoneBerry
StoneBerry offers huge varieties of electronics products that you will never find in any other store, not even on Fingerhut. However, apart from electronic gadgets, StoneBerry also features tons of other items such as kitchen tools, clothing, fitness, toys, and even jewelry.
The monthly payments in this store can be as low as $5.99 per month. And similar to Fingerhut, there is no need to worry about annual membership fees, or over-limit fees.
6. Zebit
The major thing which attracts a lot of customers towards Zebit while making it stand out is its credit allowance up to nearly $2500 without interest. And apart from that, there is no worrying about your credit score. All that is needed is for you to apply, once your application is approved, start shopping.
This store offers a pretty versatile portfolio of products with some of the popular categories including electronics, home décor, furniture, and other utilities. The only con to this store is that it does not has a mobile application.
7. Ginny’s
If you are looking for home appliances such as home decors, kitchen appliances, cookware, dinnerware, bedding, and bathing, or even toys and games, Ginny’s should be the first store to visit.
It has a complete range of home appliances at an average budget without compromising on quality. You can pay as low as $10 every month as installments for your purchase.
8. Country Door
Country Door is much similar to Ginny’s when it comes to the credit approval process. Customers first need to add products to the cart, and while heading over to checkout create a new credit account.
But the major difference between Country Door and Ginny’s is that the minimum amount to be paid is $20 in Country Door. Also, we are confined to using the website as it does not have a mobile app.
9. Lend You
Lend You brings together genuine lenders and borrowers. This is an entirely different platform than the ones we saw before. You get the cash as a loan instead of just buying stuff on credit. It can be a savior during an emergency.
You just need to fill in a form and your approval comes with genuine proof. And once that amount is credited it is up to you how you want to spend the money.
10. The Swiss Colony
Till now we have looked at electronics, clothes, home decor that are given in credit but this store, The Swiss Colony offers food on credit. This is an online platform where people can buy food items on a credit basis.
You can order cheesecakes, chocolates, cookies, cakes, desserts as well as meat. Every month you have to pay a minimum of $10. Thus, this store is unique from every other store on the list.
Also Read: How to Fix “Instagram Failed to Send” Error?
15 Top Buy Now Pay Later Websites
So these were some of the trending stores that we mentioned afore, but the list goes on. There are many such websites where you can purchase credit and pay it back later. We will mention the names of various such websites below. Do check them out.
- AfterPay.
- Overstock.
- Masseys.
- Midnight Velvet.
- Zzounds.
- Lease Ville.
- Monroe & Main.
- QVC
- MDG
- Seventh Avenue.
- SkyMall.
- Flexshopper.
- Country Door
- Lend You.
- ShoppingChannel.CA
Shopping has become stress-free thanks to stores like these. Now we can do guilt-free shopping without worrying about all the burdens at a single time, rather we can pay it evenly over the months.
Conclusion
Stores like Fingerhut are extremely important for people who have a tight budget. Such websites help us to decorate our homes without causing a hole in our pockets. While Fingerhut is the most famous website which offers a buy now pay later scheme, other websites are also coming up with similar schemes.
Knowing about more such websites provides more varieties to choose from. With so many websites and every website with a different paying scheme, you can choose the best deal which suits your budget.
